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*Home Loan type
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Premium Variable Rate
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Standard Variable Rate
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Low Doc Loan
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Line of Credit
|
|
Minimum Loan Amount:
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$100,000
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$100,000
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$100,000
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$100,000
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|
Maximum Loan Amount:
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$2,500,000
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$2,500,000
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Fast doc 70: $750,000
Fast doc 80: $1,000,000
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$750,000 stand alone $2,500,000 in combination with a standard account.
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Loan Term:
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10, 15, 20, 25 or 30 Years
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10, 15, 20, 25 or 30 Years
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10, 15, 20, 25 or 30 Years
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30 years
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Interest:
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Variable or fixed for 2,3 or 5 years.
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Variable or fixed for 2,3 or 5 years.
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Variable or fixed for 2,3 or 5 years.
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Variable. All or part of the loan can be converted to fixed at the end of the 15-year revolving credit period.
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Repayments:
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Principal & Interest or Interest Only for 2, 3, 5 or 10 years
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Principal & Interest or Interest Only for 2, 3, 5 or 10 years
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Principal & Interest or Interest Only for 2, 3, 5 or 10 years
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Interest only for the first 15 years. Reverting to principal and interest for the remainder of the term.
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Interest Rate:
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7.12%
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7.34%
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Fast doc 70: 9.30%
Fast doc 80: 9.65%
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8.95%
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|
Application Fee:
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Nil
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Nil
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Nil
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Nil
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|
Settlement Fee:
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$350
|
Nil
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Nil
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Nil
|
|
Solicitors Costs:
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$273.90
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$273.90
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$273.90
|
$273.90
|
|
Disbursement Fee:
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$53.90
|
$53.90
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$53.90
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$53.90
|
|
Valuation Fee:
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$220
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$220
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$220
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$220
|
|
Annual Fee:
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$395
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Nil
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Nil
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Nil
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Redraw ($50 min):
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Nil
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Nil
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Nil
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Nil
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Top-up/Loan Increase Fee:
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Increases no longer available
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Increases no longer available
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Increases no longer available
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Increases no longer available
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|
Split Fee:
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Nil
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Nil
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Nil
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Nil
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Loan Switching Fee to Fixed:
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Fixed Rates no longer available
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Fixed Rates no longer available
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Fixed Rates no longer available
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Fixed Rates no longer available
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|
BPay Fee
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$0.30
|
$0.30
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$0.30
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$0.30
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