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*Loan Purpose
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Owner Occupier or Investment Property purchase
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Refinance less attractive mortgage facilities and other loans
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Debt consolidation and aquisition of major family items
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Access existing equity for any worthwhile purpose
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Minimum loan amount $100,000
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Security
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Registered first mortgage over Owner Occupied and Investment residential properties
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Loan to Valuation Ratio
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We will lend up to 95% of property value, subject to acceptance by Lenders' Mortgage Insurers. (95% is also selectively available for Refinancing and Investment loans)
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Interest Rate Options
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Other Fees & Charges
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Mortgage stamp duty where applicable
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Valuation fee may apply (usually $220)
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Registration of new mortgage (and discharge of existing mortgage where re-financing)
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Mortgage documentation costs, title search fees and minor legal disbursments
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Lender's mortgage insurance payable where loan to valuation ratio exceeds 80%
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Discharge fees will apply when loan is repaid
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Break costs may be incurred where Fixed Interest Rate loans are repaid before expiry
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All-round built in Flexibility
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No Loan Application fees charged
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Redraw facility at no charge (excl. construction loans) with BPay option
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Principal and Interest repayments or Interest only
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Weekly, fortnightly or monthly payment intervals by Salary deduction or Direct Debit
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Separate loan accounts can be established for tax purposes, differing repayment structures etc
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Access loan account data including redraw through this website or by phone on our Loan Service Line
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Maximum Term
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30 years
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*Please note this information relates to existing loans only, please contact us on 1800 010 800 to discuss refinance or options for new loans